I hate cash. Anytime I have cash I deposit it into my account immediately. That's one of the reasons I hated being a waitress...I was going to the bank every other day depositing my tips. I either use my debit card or my credit card for everything. Mostly a credit card though. I have 3 of them, but I only use one regularly because I get amazing benefits with it. I have very strict limits on all three, none more than $1,000, and I refuse to put in the credit line extension request that I keep getting letters about. Only one of my credit cards even carries a balance month-to-month, and that's only because I used it to bankroll my last Spring Break trip
Haha but I have a really low APR, so my interest has only been like a maximum of $2 a month. It'll be paid off in a few months. The thought of credit card debt isn't what bothers me...it's my student loan debt that's frightening.